Digital Banking & Fintech Regulation

PROGRAMME OVERVIEW
This program is a 12-week course designed to provide participants with an in-depth understanding of the regulatory frameworks, compliance requirements, and legal aspects governing digital banking and fintech innovations. This course is ideal for banking professionals, fintech entrepreneurs, compliance officers, and legal practitioners who seek to navigate the complexities of digital financial services regulation.

CURRICULUM
The course is structured into twelve modules, each of which focuses on crucial areas of digital banking and fintech regulation. To guarantee that the subject is fully understood and applied in real-world situations, the modules comprise lectures, case studies, practical exercises, and assessments.

The course curriculum ensures that participants gain a comprehensive understanding of digital banking and fintech regulation, providing them with the skills and knowledge necessary to succeed in the rapidly evolving financial services industry. The curriculum allows participants to:

» Understand the digital banking and fintech ecosystems, key trends, innovations, and the importance of regulation for stability and consumer protection.

» Learn about major global and regional regulatory frameworks and the roles of key regulatory bodies like the FCA and ECB.

» Explore the steps and criteria for obtaining licenses, including case studies on successful applications and common challenges faced by fintech startups.

» Identify and manage risks specific to digital banking and fintech, understand regulatory reporting requirements, and ensure compliance with frameworks and guidelines.

» Understand key regulations for consumer rights and data protection, including strategies for compliance with laws such as GDPR and CCPA.

» Learn about AML and CTF regulations, best practices for implementing controls, and overview of cybersecurity standards to protect against breaches and threats.

» Discuss regulatory considerations for digital payments and cryptocurrencies, explore the concept of regulatory sandboxes, navigate cross-border challenges, and prepare for future regulatory changes in digital banking and fintech.

THE COURSE AS AN INVESTMENT
By the end of the course, participants will:

» Have a comprehensive understanding of the regulatory frameworks governing digital banking and fintech.

» Be able to navigate licensing and compliance processes effectively.

» Understand the importance of risk management, consumer protection, and data privacy in digital financial services.

» Gain insights into AML, CTF, and cybersecurity regulations.

» Learn about the regulatory challenges and solutions for digital payments and cryptocurrencies.

» Understand the role of RegTech in enhancing regulatory compliance and efficiency.

» Be prepared to anticipate and adapt to future regulatory trends and developments.

WHO SHOULD REGISTER
The following categories can register for the programme:

» Individuals working in or aspiring to work in digital banking.

» Founders and employees of fintech startups.

» Professionals responsible for regulatory compliance in financial institutions.

» Lawyers specializing in financial regulation and compliance.

» Government officials involved in the regulation of digital financial services.

» Individuals pursuing studies or research in finance, law, or related fields.