Certified Credit Analyst
PROGRAMME OVERVIEW
The “Certified Credit Analyst” programme is a 12-week course designed to equip participants with the skills and knowledge required to evaluate creditworthiness, manage credit risk, and make informed credit decisions in the banking and financial services sectors. This comprehensive course covers the fundamentals of credit analysis, financial statement analysis, risk assessment, and advanced credit management techniques. The programme is ideal for banking professionals, credit analysts, financial analysts, and individuals aspiring to enter the credit analysis field.
CURRICULUM
The course is structured into twelve modules, each of which focuses on crucial areas of credit analysis. To guarantee that the subject is fully understood and applied in real-world situations, the modules comprise lectures, case studies, practical exercises, and assessments.
The course curriculum ensures that participants gain a comprehensive understanding of credit analysis, providing them with the skills and knowledge required to succeed as certified credit analysts in the banking and financial services industry. The curriculum allows participants to:
» Learn the basics of credit analysis, its significance in financial institutions, and the steps from application to approval.
» Analyze financial statements, interpret key ratios, assess various credit risks, and utilize advanced techniques like cash flow analysis.
» Study industry trends, market conditions, business models, and competitive positions to assess borrower viability.
» Understand credit scoring models, rating methodologies, and how to structure different credit facilities based on risk profiles.
» Gain knowledge of regulations and essential legal documents involved in credit transactions.
» Implement techniques for ongoing credit monitoring, identify problem loans early, and explore loan restructuring strategies.
» Explore the role of fintech, data analytics, machine learning in credit analysis, and apply learning through real-world case studies and a capstone project.
THE COURSE AS AN INVESTMENT
By the end of the course, participants will:
» Have a comprehensive understanding of credit analysis principles and practices.
» Be able to evaluate financial statements and assess credit risk effectively.
» Understand the legal and regulatory environment governing credit analysis.
» Develop skills to structure, monitor, and manage credit facilities.
» Gain insights into advanced credit analysis techniques and modern technologies.
WHO SHOULD REGISTER
The following categories can register for the programme:
» Credit analysts, loan officers, risk managers.
» Professionals involved in assessing creditworthiness and managing credit portfolios.
» Individuals seeking to enter the credit analysis field.
» Those seeking to understand credit risk and financial analysis for better decision-making.
